FIDELIS August 2026: Interest Rates Up to 7.50% in Lei and 6.30% in Euro

During the period August 7-14, 2026, the Ministry of Finance is launching the eighth edition of this year's FIDELIS government bond program, with tax-free interest rates of up to 7.50% in lei and 6.30% in euro. The bonds are listed on the Bucharest Stock Exchange, providing investors with the opportunity to sell them before maturity. Income obtained from FIDELIS government bonds is tax-free, and the program continues to be an attractive option for individuals seeking fixed returns, diversification, and the possibility to invest in both lei and euro. Who can invest? The FIDELIS program is aimed at resident and non-resident individuals who have reached the age of 18. Subscriptions can be made through partner banks and brokers: BT Capital Partners, Salt Bank & Banca Transilvania, Banca Comercială Română, BRD – Groupe Société Générale, UniCredit Bank, and TradeVille, in partnership with Libra Bank. Interest rates offered in August 2026 The interest rate structure for the August 2026 FIDELIS edition is as follows: Currency: lei Maturity Annual interest 2 years 6.30% 2 years (blood donors) 7.30% 4 years 6.90% 10 years 7.50% Currency: euro Maturity Annual interest 3 years 4.00% 3 years (blood donors) 5.00% 10 years 6.30% Minimum investment Lei, standard tranches: 5,000 lei; Lei, tranche for blood donors: 500 lei; Euro, standard tranches: 1,000 euro; Euro, tranche for blood donors: 100 euro. The nominal value of a FIDELIS government bond is 100 lei for lei issues and 100 euro for euro issues. Two special tranches for blood donors The August 2026 FIDELIS edition includes two special tranches for blood donors, one in lei and one in euro. Investors who can prove blood donation starting from March 1, 2026 are eligible. The lei tranche has a maturity of 2 years and offers an annual interest of 7.30%. The minimum subscription threshold is 500 lei, and the maximum cap is 100,000 lei; The euro tranche has a maturity of 3 years and offers an annual interest of 5.00%. The minimum subscription threshold is 100 euro, and the maximum cap is 20,000 euro. Through the "Romania has rocker's blood" campaign, the Ministry of Finance, in partnership with "Morning Glory with Răzvan Exarhu" and Rock FM, continues to encourage blood donation and civic involvement. Benefits of FIDELIS government bonds Tax-free interest for individuals; Listing on the Bucharest Stock Exchange, with the possibility of selling before maturity; The possibility to invest in both lei and euro; Flexibility in managing and diversifying the portfolio; Safety, with payment obligations assumed by the Romanian state. Investors should note that, in the case of selling before maturity, the price obtained on the stock exchange may be higher or lower than the nominal value, depending on market conditions. What has changed compared to the July edition? Compared to the July 2026 FIDELIS edition, the August offer keeps the interest rates for the 2-year lei tranches unchanged but brings several changes for the other maturities: The interest rate for the standard 2-year lei tranche remains unchanged at 6.30%; The interest rate for the blood donors' 2-year lei tranche remains unchanged at 7.30%; An increase of 0.05 percentage points for the 4-year lei maturity, from 6.85% to 6.90%; A decrease of 0.05 percentage points for the 10-year lei maturity, from 7.55% to 7.50%; An increase of 0.10 percentage points for the standard 3-year euro issue, from 3.90% to 4.00%; An increase of 0.10 percentage points for the 10-year euro issue, from 6.20% to 6.30%; A special euro tranche for blood donors is introduced, with an interest rate of 5.00% and a maturity of 3 years; The standard 5-year euro issue, which offered 4.80% in July, no longer appears in the August edition's structure. The August edition thus offers a more concentrated offer for euro investments, but also an important advantage for blood donors, who can subscribe at an interest rate of 5.00% over 3 years, with a reduced minimum threshold of only 100 euro. Conclusion - FIDELIS August 2026 The August 2026 FIDELIS edition offers tax-free interest rates of up to 7.50% in lei and 6.30% in euro. The main novelty is the return of a special euro tranche for blood donors, with an interest rate of 5.00% over 3 years. With the offered yields, the possibility of trading on the stock exchange, and the absence of tax on the obtained income, FIDELIS government bonds remain an important option for investors seeking conservative placements in the medium and long term. The photo in the article can only be used with source attribution, with an active link to this site.