FIDELIS March 2026: Tax-Free Interest Rates Up to 7.10% in Lei and 6% in Euro

During the period March 6-13, 2026, the Ministry of Finance launches a new edition of the FIDELIS government bond program, offering tax-free interest rates of up to 7.10% in lei and 6% in euro. The bonds are listed on the Bucharest Stock Exchange and can be subscribed through partner banks and authorized brokers. The income obtained from FIDELIS government bonds is tax-free, which keeps them among the most attractive savings instruments for individuals, in a context where interest rates are beginning to stabilize after adjustments in the first months of the year. Who can invest? The FIDELIS program is intended for resident and non-resident individuals who are 18 years old. Subscriptions can be made through BT Capital Partners & Banca Transilvania, Salt Bank & Banca Transilvania, BCR, BRD – Groupe Société Générale, UniCredit Bank and TradeVille (in partnership with Libra Bank). Interest rates offered in March 2026 The interest rate structure for the March FIDELIS edition is as follows: Currency: lei Maturity Annual interest 2 years 5.90% 2 years (blood donors) 6.90% 4 years 6.60% 6 years 7.10% Currency: euro Maturity Annual interest 3 years 3.50% 5 years 4.50% 10 years 6.00% Minimum investment Lei (standard tranches): 5,000 lei Lei (blood donor tranche): 500 lei Euro: 1,000 euro The nominal value of a bond is 100 lei for lei issues and 100 euro for euro issues. Facilities for blood donors In the March 2026 edition, blood donors benefit from a special tranche in lei, with an annual interest rate of 6.90% and a maturity of 2 years. Reduced minimum subscription threshold to 500 lei (compared to 5,000 lei for standard tranches); Maximum subscription ceiling: 100,000 lei; Documents certifying blood donation starting from October 1, 2025 are eligible. Benefits of FIDELIS government bonds Tax-free interest for individuals; Listing on the Bucharest Stock Exchange, with the possibility of selling before maturity; Possibility of subscribing in both lei and euro; Zero bank fees for subscription; Safety, as the bonds are guaranteed by the Romanian state. What has changed compared to the February edition? Compared to the February 2026 FIDELIS edition, the interest rates in March are slightly lower for most maturities in lei: Decrease of 0.25 percentage points for the 2-year maturity (from 6.15% to 5.90%); Decrease of 0.25 percentage points for the donor tranche (from 7.15% to 6.90%); Decrease of 0.15 percentage points for the 4-year maturity (from 6.75% to 6.60%); Decrease of 0.15 percentage points for the 6-year maturity (from 7.25% to 7.10%). For euro issues, the 3-year interest rate was reduced from 3.60% to 3.50%, while the 5 and 10-year maturities remain unchanged. The evolution confirms a trend of gradual tempering of financing costs, amid the stabilization of yields in the government bond market. Conclusion - FIDELIS March 2026 The March 2026 FIDELIS edition brings slightly adjusted interest rates but maintains the key advantages of the program: tax-free income, safety, and high accessibility. For investors seeking fixed income in the medium and long term, government bonds remain a competitive alternative compared to bank deposits. The photo in the article can only be used with source attribution, with an active link to this site.