How to Deposit Cash Euros into Your Account in Romania
Depositing cash euros into a bank account in Romania is possible, but not all banks and ATMs allow it. Find out which institutions accept euros, what fees apply, and what you need to check before heading to the ATM or counter with your banknotes.
If you have euro cash and want to deposit it into a euro bank account in Romania, it is possible, but it involves a few steps and checks. You need to have the account open, identify an ATM or a multifunctional machine (MFM) that accepts euros, check which banknotes are accepted, what fees apply, and whether the currency remains in euros or is converted to lei. See here also the euro exchange rate to stay updated on its evolution vs. the leu.
Main Steps
Open a euro account at your bank, if you don't already have one. Examples: at Raiffeisen Bank there is a "Current Account in EUR", and at Banca Transilvania there is a "Current Account in Euro".
Check if your bank has ATMs or MFMs that accept euro cash deposits. For example:
Banca Transilvania allows cash deposits (lei, euros, or dollars) into your own account at payment machines.
Raiffeisen Bank has MFMs that allow cash deposits in lei or euros into your own or third-party accounts between 06:00 and 23:30.
Deposit the money at the ATM/MFM or at the counter, inserting the euro banknotes and selecting the correct account. Make sure the banknotes are accepted (usually, machines do not accept 200 € or 500 € notes).
Check fees and deposit limits:
At Banca Transilvania, cash deposits into your own account are commission-free for the account holder.
At Raiffeisen, the official document shows that euros can be deposited, but without exact details regarding accepted banknotes.
Examples of Banks that Accept Euro Cash Deposits
Banca Transilvania (BT) – BT payment machines allow cash deposits in lei, euros, or dollars into your own account. The commission is 0 for the account holder. Not all branches have such machines, check in advance.
Raiffeisen Bank – Multifunctional machines (MFM) allow cash deposits in lei and euros. The standard schedule is between 06:00 and 23:30. It is recommended to check in which branches they are available.
UniCredit Bank – Non-Stop Banking machines allow deposits in lei, euros, or dollars, according to the official website.
CEC Bank – Multifunctionals allow deposits in euros and currency exchanges at the BNR rate, under certain conditions.
What to Check Beforehand
If the chosen ATM or MFM accepts euro deposits, not just lei.
Which banknotes are accepted (usually 5 €, 10 €, 20 €, 50 €, 100 €; some do not accept 200 € or 500 €).
If a counter deposit is necessary for large amounts.
Fees for foreign currency cash deposits (some banks have 0 lei, others may apply charges).
The maximum daily or monthly limit for foreign currency cash deposits.
If the money goes directly into the euro account or is converted to lei.
The condition of the banknotes – old, damaged, or dirty ones may be rejected.
Is it possible to deposit euro cash in Romania at an ATM?
Yes, it is possible to deposit euro cash into your bank account in Romania, but conditions vary from bank to bank. Always check if the chosen ATM accepts euros, what types of banknotes are allowed, what limits and fees apply. Before going, it is recommended to contact the bank and confirm if the operation is possible at the desired branch.